The reason the 'Club Money To Burn' layout took so long to drop was because it was programmed not to respond to "forcing". Plus it was set to the paltry 65% ferry payout, which made the gameplay a bit drab.
There is another rom available that you can set to a more reasonable 90%, but it would mean starting all over again from scratch.
so does that mean when i changed the .gam file to 90% it didnt realy change?